High-Trust Shared Financial Operating System

Manage Joint Funds & Loans with Absolute Clarity

The private financial workspace built for joint ventures, co-founders, and shared partnerships. Consolidate multiple bank accounts, track ₹20L+ loan amortization, settle partner out-of-pocket expenses, and ingest receipts via Groq AI.

Up to 30 Active Members
Integer Paise (Zero Rounding Error)
Groq AI OCR Ingestion
Append-Only Cryptographic Audit
Interactive Operational Dashboard

See the Shared Ledger in Action

Switch tabs below to inspect how multi-bank treasury, AI extraction, and loan allocations function in real time.

Aggregated Workspace Pool

₹24,85,420.00

Deterministic Balance
HDFC Current••••4012

₹14,50,000

Primary Treasury Account

ICICI Corporate••••8831

₹9,25,420

Operations & Tax Buffer

UPI Fund Petty CashDirect

₹1,10,000

Instant Vendor Disbursals

Zero Floating-Point Error Guarantee: Computed dynamically from integer paise.2,485,420.00 INR

Engineered for High-Stakes Financial Harmony

Not an informal personal expense tracker. A full-scale double-entry-aligned fund operating system.

Multi-Account Fund Pool

Consolidate money held across multiple partner bank accounts and digital wallets into a single authoritative fund balance without obscuring custody or ownership.

Groq AI Receipt Ingestion

Snap a UPI confirmation or vendor invoice to generate instant payment drafts via Groq LLM. Human partners always review and confirm before posting.

₹20L+ Loan & EMI Scheduler

Manage joint loan amortization, monthly member contributions, interest breakdowns, and handle scenarios where one partner pays another's share.

Out-of-Pocket Reimbursements

Partners paying business expenses from personal cards are automatically logged as payables and reimbursed partially or in full directly from the shared pool.

Zero Silent Erasure

Financial records are never quietly deleted. Controlled voiding, duplicate tracking, and administrative corrections require explicit reasons with visual diffs.

Multi-Tenant Workspaces

Seamlessly switch between multiple business ventures, client projects, or shared funds with strict server-enforced tenant boundaries.

How Shared Fund Manager Works

Designed from first principles for multi-member financial transparency.

01

Create Workspace

Sign up and configure your primary fund. The creator automatically becomes the Owner with full governance rights.

02

Invite Up to 30 Partners

Invite collaborators via single-use onboarding links with Owner, Admin, Member, or Viewer privileges.

03

Record Inflow & Spend

Log direct fund transactions, personal out-of-pocket expenses, or scan receipts with Groq AI in seconds.

04

Settle & Audit

Reimburse partners, contribute to monthly loan EMIs, and review complete tamper-evident audit history.

Bank-Grade Architecture

Non-Negotiable Accounting Guarantees

Zero Floating-Point

All ledger mathematics use exact integer paise (`amount_minor`). Rounding discrepancies are physically impossible.

Append-Only Audit

Confirmed transactions are never hard-deleted. Corrections require mandatory reasons and capture visual state diffs.

Tenant Isolation

Strict database queries scoped to verified group memberships. Client requests cannot bypass server authorization.

Ready to manage your shared fund with complete trust?

Sign in or create your group workspace in seconds. Free for up to 30 active members.